Business Funding · Advisory · Growth

Start & scale your business with funding that moves as fast as you do.

Lines of credit, term loans, revenue-based financing, SBA, and startup capital — matched to your business and guided start to finish by your dedicated advisor.

Work directly with a real advisor.
Checking your options won’t affect your credit.
Confident business owner
$300K
in funding programs available
Happy business owner celebrating funding approval
Why 4th Son Capital

Funding built around your business — not a one-size checklist.

Quick funding

Streamlined application and fast approvals — working capital in as little as 24–48 hours on qualifying programs.

Revenue-based options

Funding that flexes with your cash flow and future receivables — with options that don't hinge on a perfect credit score.

Proven strategy

We position your business and match you to the right lenders — the same playbook, run for your situation.

An advisor in your corner

From first application to funds delivered, you work with a real advisor who tells you the truth about your options.

What we do

Funding solutions we specialize in

Pick the lane that fits where your business is right now. Not sure? Your advisor will help you choose.

Business Line of Credit

Flexible, revolving capital you draw on as you need it — and only pay for what you use.

Ongoing access

Term Loans

A lump sum for a clear move — expansion, equipment, inventory — with fixed, predictable payments.

Lump sum

Revenue-Based Financing

Capital tied to your sales, not a credit cutoff. Great for fast working capital when revenue is strong.

No minimum score*

SBA Loans

Lower-cost, longer-term capital up to $300K for established businesses ready for their next stage.

Up to $300K

Startup Funding

Just getting going? We help new founders build the profile and structure lenders want to fund.

New businesses

Business Credit Cards

Build separation between you and your business and unlock 0% intro capital to move quickly.

0% intro options
Advisor working with clients
The process

Our process, made simple

1

Apply online

Complete a short, secure application — a few minutes from any device.

2

Meet your advisor

You're matched with a dedicated funding advisor who reviews your profile with you.

3

Get approved

We take your file to matched lenders and bring back real offers.

4

Review your offers

Compare options side by side with straight advice on which fits best.

5

Get funded

On qualifying programs, funds can hit your account in as little as 24–48 hours.*

Ready to put capital behind your next move?

Check what you qualify for in minutes. Reviewing your options won't affect your credit.

Get Funded Now
Resources

Know the game before you play it

Straight-talk guides on how business funding really works — so you walk in prepared, not guessing.

Free download

The Funding Blueprint

How to position your business for the funding you actually want.

The credit, structure, and paperwork lenders look for — in one clear checklist.

Get the free blueprint

Questions

Answers before you apply

It depends on your business revenue, time in business, and profile. Programs range from working-capital amounts up to $300K on SBA. Your advisor reviews your full picture and tells you what's realistic.

On qualifying revenue-based and short-term programs, funds can arrive in as little as 24–48 hours. SBA and traditional programs take longer because of documentation — your advisor gives you a real timeline up front.

No. Reviewing what you qualify for does not affect your credit. A hard inquiry only happens if you move forward with a specific lender — and we tell you before that point.

Yes. New businesses usually start with startup funding or business-credit-building, then step up to revenue-based and SBA programs as the business seasons.

Some revenue-based programs weigh your sales more than your score. If credit is holding you back, your advisor maps the exact moves to get you fundable.

Apply online, get matched with your advisor, review real offers together, and get funded. Simple and guided the whole way.

Apply for funding

Let's see what you qualify for.

A few details and your advisor will review your options. Checking eligibility does not affect your credit.

  • Business & startup funding
  • Programs up to $300K
  • A real advisor, not a call-center script
  • Your information stays private and secure

By submitting, you agree to be contacted by 4th Son Capital. Checking eligibility does not impact your credit score. This is an application for consideration, not a guarantee of funding.